Blog
Is Your Job in the Age of AI in Jeopardy? A Calm, Practical Way to Think About What Comes Next
Worried AI could affect your job? Learn how to assess risk, strengthen your financial plan, and build flexibility for career changes.
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Deciding When to Take Social Security
Deciding When to Take Social Security One of the most common questions people ask about Social Security is when they should start taking benefits. Making the right decision for you can have a meaningful impact on your financial income...
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What's the Outlook for Interest Rates?
The business of making forecasts can be a slippery slope. But some investors are willing to “put their money where their mouth is” when it comes to making predictions about what’s next for short-term interest rates, so it can be...
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Government Shutdown Update
Stop me if you’ve heard this one before—past performance is no guarantee of future results. It’s one of the truisms of personal finance. What happened before is interesting to check out, but it doesn’t mean it will happen again....
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A Decision Not Made Is Still a Decision
Whether through inertia or trepidation, investors who put off important investment decisions might consider the admonition offered by motivational speaker Brian Tracy, "Almost any decision is better than no decision at all." This...
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Ensure Your Retirement Plan Covers Unexpected Costs
Don't Let the Unexpected Derail Your Retirement.
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CEOs Are Talking Tariffs. Here’s What They’re Saying
In earlier quarters of 2024, the focus was on inflation and artificial intelligence. But this time, the spotlight shifted. Shareholders wanted clarity on how tariffs might affect operations moving forward.
Read MoreCommentary | 3.10.25 | Reasons to Be Optimistic in This Downturn
In this commentary the Cetera Investment Management Team discusses the recent market volatility and reasons why this market selloff may be close to being over and may prove to be another buying opportunity. CLICK TO READ As...
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Are You Fiscally Fit?
The Value of Fiscal Fitness: Strengthening Your Financial Health Just like physical fitness improves your overall well-being, fiscal fitness strengthens your financial health. It provides security, flexibility, and peace of mind,...
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How Government Policy Affects Inflation (And What You Can Do About It)
Inflation is often seen as a complex phenomenon influenced by various factors, but one prevailing view is that government actions play a pivotal role in its occurrence. At the core of this argument is the idea that government policies,...
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Navigating Inflation with Purpose-Driven Financial Planning
Inflation is an economic reality that affects everyone, eroding purchasing power and disrupting financial stability. For individuals trying to safeguard their financial future, inflation can feel like an invisible force chipping away...
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Maximizing Benefits Before Tax Cut Provisions Expire
Maximizing Benefits Before Tax Cut Provisions Expire The Tax Cuts and Jobs Act of 2017 (TCJA) made some of the most consequential tax law changes in decades. The most significant provision temporarily increased the unified lifetime...
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Financial Watch | July 2024
Beginning this month, France will welcome nearly 15,000 of the world’s most accomplished athletes to Paris to compete in the 2024 Summer Olympic and Paralympic Games, which will be held from July through September.1 These athletes...
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Is Social Security Going to Run Out in Your Lifetime?
We get regular updates on the Social Security trust fund. In early May, the Social Security Board of Trustees announced that the trust funds had revenue to pay full benefits until 2035. Generally speaking, the headline’s tone is very...
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Purpose-Driven Financial Planning: A Crucial Tool for Navigating Inflation
In an era where economic landscapes shift as rapidly as they do today, inflation is a phenomenon that touches every corner of our financial lives. From the price of groceries to the cost of housing, the ripple effects of rising prices...
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How Your Financial Health Impacts Your Physical Health
Believe it or not, your financial health can have a definite impact on your physical health and well-being.
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Three Reasons Why I’m Optimistic
As we inch closer to the second half of 2024, I’ll give you three reasons to be optimistic about the outlook for the financial markets. We have an election on the horizon, so you’ll likely hear mixed messages about the economy’s...
Read MoreThe Power of Purpose: Why Purpose-Driven Financial Planning Can Triumph Over Ordinary Approaches
In the realm of financial planning, there seems to be a fundamental shift happening—one that transcends the traditional focus solely on numbers and investments. It's the rise of purpose-driven financial planning, a holistic approach...
Read MoreThe Imperative of Time: Why It's Critical in Retirement Planning
Introduction: Retirement, that golden phase of life where we hope to reap the rewards of our hard work and enjoy the fruits of our labor. It's a time for relaxation, exploration, and pursuing passions without the constraints of the...
Read MoreThe Beauty of Simplicity in Financial Planning: Why Less is More
In a world inundated with complex financial products, strategies, and jargon, the concept of simplicity in financial planning often gets overlooked. However, embracing simplicity can be the key to achieving financial success and peace...
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Embracing Meaning and Money: The Power of Purpose-Driven Financial Planning
In a world often driven by material success and financial gains, the concept of purpose-driven financial planning has emerged as a refreshing and transformative approach to managing one's wealth. Beyond the traditional focus on...
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